Rose Knows The Poconos
An emergency fund should cover disasters such as a job loss, sudden illness, broken car or other catastrophe that can leave you without money or the means to work for a while. Knowing how much money to save depends on a few factors. Here are some to consider:
InsuranceLife, health, auto and supplemental insurance should cover some of life’s unexpected downfalls. That’s what they’re there for and should be used when needed. But many will include a deductible or copayment to be made, so having at...
Some kitchen tools and gadgets are splurges—an ice cream maker is probably rarely used by most—and others are essentials that you’ll likely use daily.
If you’re just starting out in the kitchen and don’t own much more than a pot and a spoon, here are some essential items that are worth the money and will get you ready for cooking.
Chef’s KnifeA full set of knives is great, but the one you’ll use most often is a chef’s knife—a big blade that can do many cutting tasks. A good knife will make cook...
Tis the season for pumpkin spice lattes, football games… and basic home maintenance?
Yes! As the fall continues to creep in, there is basic home maintenance that will help your clients keep their house in tip-top shape. Realty Times offers eight easy tips to pass along to your clients (or for yourself) on making the full transition into fall for their homes.
Stow your mower. With the cooler months ahead, it’s time to start thinking about how you are going to stow your lawn mower. Before saying...
With lives full of work and obligations, it’s important to make time for leisure and fun. We become depleted and stressed when we don’t do enough of the activities that bring us joy. If you’re stuck in a rut with your daily routine, it’s the perfect time to start up a new hobby.
If you’re an active person…
Already like to exercise or spend time outside? Try one of these active hobbies that feels more like an activity than your daily routine of hitting the gym.
Hiking
Hiking is a more scenic...
If you’re a first-time homeowner, the odds are good you will soon be ready for the fun and responsibility of owning your first dog.
If you’re looking for a pet that suits you and your lifestyle, the pooch experts at Petbreeds.com suggest breeds that are low maintenance, shed minimally, are easily trainable, and get along well with kids and other dogs:
Labrador retriever. There’s a reason these dogs are among the most popular breeds in the country. Known to be loyal, intelligent, obedient, and...
With the warm weather here, you might be outside more, and therefore, spending more time around the exterior of your home. Is the paint on your exterior chipping or peeling? If so, it might be time for a touch-up or full-blown paint job. Now, it can be tempting to do-it-yourself – after all, it’s so expensive to hire pros, and not that hard to do, right?
Well, not really. Before you decide to go at it alone, ask yourself these important questions. They might leave you realizing you need to call...
U.S. military members have access to some great benefits that can go a long way toward making their financial lives (and those of their family) a lot better.
Here are some of the best financial benefits that service members have available to them:
Inexpensive Retirement PlanThe Thrift Savings Plan has a low annual expense ratio of 0.038 percent of assets, making it a far better retirement plan for military members than 401(k) retirement plans, which have annual fees and expenses of 1-2 percent.
