Rose Knows The Poconos
A certificate of deposit (CD) is a product that gives an investor a fixed interest rate for anywhere from three months to five years. The longer the term, the higher the rate. CDs generally have higher interest rates than savings accounts, but money must be kept in a CD until its maturity date. If it’s withdrawn before then, a penalty applies. CDs are FDIC-insured, which makes them safer than investing in the stock market. In order to maximize returns while maintaining liquidity, investors often...
The fall often brings cozy decor, tasty food, and fun celebrations into your home—but it can also be a time for tracking in wet leaves, mud, and other markers of the changing weather. Keeping up with maintenance in your mudroom or entryway is of the utmost importance to prevent any potential damage to your interior.
If you don’t already have a dedicated mudroom, you can still reap the benefits of upgrading your entryway for the season ahead.
Wipe your feet
The top reason why outside elemen...
Puttering in the garden is an age-old hobby pursued for several reasons; it can keep you fit, provide food and flowers, and help you live in a more beautiful world. Experienced gardeners say mastering a few simple skills can get you off to a productive start to the home garden of your dreams:
Know your soil. Before you plant, it’s important to know the kind of plants your soil will best support. If you’re new to the neighborhood, ask a neighbor or local garden shop if the soil is alkaline, acid...
Many people struggle to pay off credit card debt. Interest that accumulates each month can make it difficult to make a dent in balances. Juggling multiple credit cards with different minimum payments and due dates can feel overwhelming. Missing a due date can lead to fees and possible damage to your credit score.
If you have lived in your home for several years, you may have built up a large amount of equity. You might be able to use a home equity line of credit, or HELOC, to pay off credit car...
There’s nothing like the excitement of moving into a new home. There is a lot of promise to this fresh start, from decorating the living room to planning the first home improvement project. However, it’s essential not to overlook the importance of improving your home’s security after moving in. Use these tips to help heighten the safety of your new residence.
Change the locks
As soon as you come into possession of the keys to your new home, changing the locks on all the exterior doors should be...
If you are looking to lower your caffeine, or simply minimize your coffee intake, there are thankfully some delicious warming options. Break your coffee addiction little-by-little by replacing your morning brew with one of these tasty hot drink options.
Chai Tea:This cafe favorite may seem fancy and complicated, but with a little hot water, the right tea packet and a milk of your choice, you can make this surprisingly simple drink. With warming spices and a creamy taste from the milk, you will...
There are so many enjoyable fall activities, from carving pumpkins to lounging around the bonfire. Autumn can also be a great time to enter the housing market. While there may not be as many interested parties as there are during spring and summer, you may face less competition selling your home, and motivated buyers may want to move into a new house before the holidays. However, before potential buyers visit your home, it can be beneficial to stage your house with fall-inspired ideas to help it...
