Rose Knows The Poconos
Buying a home is a major financial and life commitment that you’ll be living with for the foreseeable future. While that can sound a little daunting, being aware of this, and zeroing in on what exactly you need in a home can make the process a lot less stressful.
The first step is to define what the “perfect” home is to you. Start by making a list of your “must-haves,” “would likes” and what would be nice, but not necessary. If you’re buying with a partner, make sure you compare lists to furthe...
Getting ready to move into your new home can be a hectic experience. From getting items out of storage to transferring items from your old home into your new space, it’s easy to lose track of things. That’s why it is important to keep track of essential items during the move.
While you’ll pack most of your belongings into a variety of boxes, you should plan to keep some items separated or clearly marked as a survival kit to make the first day or two in your home much easier. If you can, keep th...
While a budget may seem restrictive and burdensome, in reality, it gives you control of your life and allows you to make proactive choices about your money. Bringing down your debt and living within your means enables you to feel good about your life again.
Overwhelmed about where to begin? Here’s a five-step plan from Lending Club to put you on the path to taking control of your finances. Even if you already have a budget in place, it’s a good idea to re-evaluate using these guidelines.
Have you celebrated your 40th birthday? Then you’ve probably found your stride in life and, hopefully, have squirreled away some savings. That makes it a great time to either buy your first home—or think about upsizing.
And you’re not alone. People aged 41 to 55—known as Gen X—made up 24% of homebuyers over the past year, according to a report from the National Association of Realtors®. And 22% of them were first-time buyers.
“Life changes as people age, and homebuyers are no exception,” says ...
Hairspray is, of course, a beauty product for styling your hair. However, did you know that you could also use it as a DIY fix for some common problems? According to HomeAdvisor, here are six surprising ways to use hairspray at home:
Keep Curtains Dust-Free. Many homeowners claim that a little bit of hairspray goes a long way when it comes to keeping curtains and drapes clean. Simply spray new or newly cleaned drapes with hairspray, and it should help keep dust from sticking. Be sure to check w...
A certificate of deposit (CD) is a product that gives an investor a fixed interest rate for anywhere from three months to five years. The longer the term, the higher the rate. CDs generally have higher interest rates than savings accounts, but money must be kept in a CD until its maturity date. If it’s withdrawn before then, a penalty applies. CDs are FDIC-insured, which makes them safer than investing in the stock market. In order to maximize returns while maintaining liquidity, investors often...
Many people struggle to pay off credit card debt. Interest that accumulates each month can make it difficult to make a dent in balances. Juggling multiple credit cards with different minimum payments and due dates can feel overwhelming. Missing a due date can lead to fees and possible damage to your credit score.
If you have lived in your home for several years, you may have built up a large amount of equity. You might be able to use a home equity line of credit, or HELOC, to pay off credit car...
